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Murabaha Sale (Cost Plus Markup Sale Contract)

We offer murabaha contracts, which involve asset-based sale transactions used to finance goods needed as working capital. Through murabaha, clients can request specific commodities for purchase, which we procure and subsequently sell to them at a fixed markup. This contract ensures transparency and fairness in pricing, with the markup remaining fixed regardless of repayment terms.

Our Services


At RIYAQ Microfinance and Training Facility, we embrace Islamic financial principles to offer Sharia-compliant microfinance solutions/services that cater to the unique needs of our Muslim clients. Our model is based on a range of Islamic microfinance contracts, each designed to provide access to financial services while adhering to Sharia guidelines.