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Takaful (Mutual Insurance)

As part of our commitment to financial protection, we offer takaful contracts, which are mutual insurance schemes based on the principles of joint guarantee and risk-sharing.

Through takaful, participants contribute to a fund that provides support in times of need, such as crop loss, accidents, or other unforeseen events.

This ensures that our clients have access to affordable and Sharia-compliant insurance coverage to safeguard their assets and livelihoods.

Our Services


At RIYAQ Microfinance and Training Facility, we embrace Islamic financial principles to offer Sharia-compliant microfinance solutions/services that cater to the unique needs of our Muslim clients. Our model is based on a range of Islamic microfinance contracts, each designed to provide access to financial services while adhering to Sharia guidelines.